Wealth Management
Investing, retirement, and estate planning for building wealth that lasts.
42 articles
Wealth Management
Target-Date and Money Market Funds: Short-Term vs. Long-Term Fund Strategies
Money needed for a near-term expense has different requirements from money being accumulated for retirement decades from now. One portfolio may need liquidity and relativ...
Hannah Cohen
Wealth Management
Portfolio Rebalancing: When and Why Investors Adjust Allocations
A portfolio can gradually become very different from the one an investor originally intended to build. A strong run in stocks may increase equity exposure, while falling...
Hannah Cohen
Wealth Management
TIPS and Series I Savings Bonds: Navigating Inflation-Protected Debt
Inflation can create a problem that is easy to overlook when looking at an investment statement: the account balance may rise while the purchasing power of that money fal...
Hannah Cohen
Wealth Management
Direct Indexing Strategies: Customizing Portfolios for Tax Efficiency and Personal Values
Investors who want broad market exposure do not necessarily have to purchase a single index fund or ETF. Another approach, known as direct indexing, involves owning many...
Claire O’Donnell
Wealth Management
Institutional Real Estate Syndications: Passive Commercial Property Investing for High Earners
Commercial real estate can require substantial capital, specialized knowledge, and ongoing management. For high-income investors who want exposure to properties without p...
Claire O’Donnell
Wealth Management
Real Estate Investment Trusts: How REITs Work
Real estate investment trusts, commonly called REITs, provide a way for investors to gain exposure to income-producing real estate without purchasing and managing a prope...
Hannah Cohen
Wealth Management
Vanguard Brokerage Accounts & Roth IRA: Features and Investment Options
For investors building long-term wealth, choosing an investment account is an important decision because the account determines how contributions, taxes, withdrawals, and...
Hannah Cohen
Wealth Management
Stocks Explained: How Share Ownership Works and What Investors Should Know
Stocks are one of the primary ways individuals can participate in the growth of publicly traded companies. Unlike a bank deposit, a stock represents an ownership interest...
Hannah Cohen
Wealth Management
Charles Schwab Brokerage Accounts & Roth IRA: What Investors Should Know
Choosing an investment account involves more than deciding which stocks, funds, or other securities to purchase. The account structure determines how money can be contrib...
Hannah Cohen
Wealth Management
Securities-Backed Lines of Credit (SBLOCs): Borrowing Against Your Portfolio Without Triggering Capital Gains
Selling appreciated investments can create a tax bill at exactly the moment an investor needs liquidity. For someone holding a large portfolio of stocks, bonds, or mutual...
Claire O’Donnell
Wealth Management
Retirement Planning: Estimating What You May Need for the Future
One of the central questions in retirement planning is deceptively simple: How much money will I need to retire?
Hannah Cohen
Wealth Management
International and Emerging Market Investing: Accessing Global Markets
For decades, U.S. investors could build portfolios almost entirely around domestic companies. Today, that approach can leave out a large portion of the global economy.
Hannah Cohen