Santander Auto Loans: The Full Guide to Applications, Pre-Approval and Refinancing
Santander Auto Loans provide financing options for eligible new and used vehicles through participating dealerships, with pre-qualification tools, online payment calculators, and convenient application options.
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Everything You Need to Know: Santander Auto Loans
Santander Consumer USA Auto Financing Tools and Options
Santander Consumer USA offers several tools and financing options designed to help shoppers explore vehicle financing and manage their auto loans.
Auto Loan Pre-Qualification
Santander's Drive platform allows shoppers to pre-qualify for auto financing before selecting a vehicle. The initial pre-qualification uses a soft credit inquiry that does not affect the consumer's credit score.
New and Used Vehicle Financing
Santander Consumer USA provides financing for eligible new and used vehicles through participating dealerships. Available financing and final terms can vary based on the borrower, vehicle, and credit application.
Convenient Auto Loan Application
A Santander auto loan application can be completed through participating dealerships. Starting with pre-qualification can help shoppers explore potential financing before completing a full credit application.
Payment & Finance Calculators
Santander provides online auto finance calculators that can help borrowers estimate monthly payments and understand how different loan amounts and terms may affect their budget.
Online Account Management
Santander customers can use online account tools to manage their auto-finance accounts, review payment information, and make payments conveniently.
Pros
- Pre-Qualification Option Santander's pre-qualification process allows shoppers to explore potential financing before choosing a vehicle, with the initial soft inquiry not affecting their credit score.
- Financing for New and Used Vehicles Eligible borrowers can access Santander Consumer USA auto financing for new and used vehicles through participating dealerships.
- Convenient Financing Tools Online calculators and account-management tools can help shoppers estimate payments and manage their Santander car loan after financing.
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